Stop fighting your
insurer alone.
Insurance Claim HQ is a national property-insurance law firm representing owners when their carriers delay, underpay, or deny legitimate claims on buildings, projects, and the income those buildings produce.
Their story
Built in the Deep South.
Sharpened in court.
Insurance Claim HQ was built by Louisiana attorneys who lived through the same hurricanes, floods, and fires their clients did. They know what a broken roof line, a flooded ground floor, and a carrier's "we'll get back to you" actually cost an owner.
Today the firm represents homeowners, business owners, and commercial property owners across 24 offices nationwide. The playbook is the same whether the loss is a single-family roof or a multimillion-dollar commercial asset: investigate the cause, prove the scope, push the carrier, and try the case if it has to go.
"We resolve claims without litigation when we can. When the carrier won't pay what the policy owes, we take it to a jury."
Hear it firsthand
Galen Hair on the real cost of missing documentation
Galen walks through what "forensic reconstruction" actually looks like when a property burns down without records, and why proactive document retention is the cheapest insurance an owner can buy.
Why it matters to construction owners
Built for the losses that
hit buildings and projects.
ICHQ's practice lines up with the property risks owners actually carry, from active job sites and capital projects to completed assets in operation.
Commercial Property Damage
Office, retail, multifamily, hospitality, and mixed-use assets where carriers undervalue the envelope, roof, MEP, or interior finishes.
Storm, Wind & Hurricane
Named-storm experience across the Gulf and Southeast. The events that stall projects and trigger disputed scope of repair.
Water, Flood & Pipe Burst
Cause-of-loss investigations when carriers push damage into excluded buckets instead of covered sudden events.
Fire & Smoke
Reconstruction claims where code upgrades, matching materials, and replacement cost recovery are routinely underpaid.
Insurance Bad Faith
When carriers delay, lowball, or wrongfully deny a covered loss, ICHQ pursues bad-faith damages on top of the underlying claim.
Business Interruption
Lost rents, lost revenue, and extra expense when a covered loss takes a building or operation offline.
Where it shows up on your project
Three moments where ICHQ
changes the outcome.
Active project losses
Storm or fire damage during construction creates overlapping builder's risk, property, and liability questions. ICHQ holds carriers to the full scope of repair, not just the line items the adjuster wants to pay.
Disputed scope & causation
Carriers segment damage into covered vs. excluded causes to shrink payout. ICHQ brings engineers, estimators, and litigation experience to push back on narrow scopes and missing code-upgrade coverage.
Bad-faith claim handling
Delays, missing inspections, and lowball offers cost owners interest carry, lost rent, and stalled reopening. ICHQ has the leverage to move a stuck file and, when needed, take it to trial.
Prevention through records.
Recovery through counsel.
Owner Insite helps project owners build the documentation trail that supports recovery when something goes wrong on a project or in a finished asset. When a claim or dispute escalates, ICHQ has the property-insurance litigation experience to turn that documentation into a result.
- Owner Insite — the documentation backbone before a loss
- Insurance Claim HQ — the legal firepower after one